Hi i was happy a while then hell broke loose Syncrony Bank can check your credit report even more during corona virus a very difficult time They went to check my credit and lowered my available credit $750 to $250 from $1,000 and my account is with a 0 balance . The boss is a jerk He will do it to anyone anytime because they are allowed to do that any creditor can i wanted to buy tires i cant .Dont apply here for credit you+ll be sorry you did.