Complaint Review: Capital One Bank

I had an account withe Newport News (FCNB Bank)Due to financial difficulties I was unable to pay them. I did try to contact them when I had the funds. When I made the attempt to contact them ; they had no record of my account. I tried several times and I received the same information.

5 years after I receive a letter from a lawyer stating I was going to be sued for 4100.00 dollars owed to capital one as they took over the account from Newport News. I received no information stating the account was going to be transfered. I made a repayment plan with the lawyer and I was paying them until I received a letter from Capital one thanking me for my 100 payment and stating my balance was 1900. a year later.

I tried to contact the lawyer because the amount they stated I owed was different from what was on file with capital one. I sent a certified letter to the lawyer requestung a statement of the funds I paid them and also a break down of the funds owed.

I have yet to receive a response a month 1/2 later. I have contacted the FTC and I was avised this has happen to a number of people who had a newport news account as the went bankruot in 2003. If anyone has any information that is helpful it would be appreciated as I would like to get this settled

Shanta
brooklyn, New York
U.S.A.