On May 11, 1999 I attended a sales promotion at the village welcome center in Branson Mo. I signed a contract with U.S. Travel Network For the sum of $3,193.00. The contract and my credit card was taken into an adjoining room. When the three sales personnel returned they presented me with a portfolio with the contract and and my previously signed visa account enclosed in the portfolio. Upon returning to my room and examining the contract ifound that my visa receipt had been marked non-refundable. I returned to the place of the presentation to find that they had left the premises. The folling morning I returned the portfolio to a very unhappy representative. He told me I was not acting in good faith and should at least give it a try. I called Dean Witter and stopped payment on my Visa. Sometime later I recieved my money back from visa. As of the 5th of April U.S. Travel Network has threatened me a Lawsuit and liens. I called several days after I had returned the portfolio and told the travel network that I would try their service, but found that it was not as promised. Should I fight their threatened litigation.