Sun, April 18, 2004
Creeps like this survive because many consumers overlook small charges like you did. Do this now. Put the charges less than 60 days from first billing in dispute as fraud. Tell your credit card company how far back it started, but they aren't required to go back beyond 60 days from first statement date including each fraud charge. You should get 3 refunded. Now, for the future. Keep a folder of credit card receipts. When you get your statement, be sure each line is matched by a receipt. If not file a dispute. Staple the receipts to the statement and keep them at least one year. No receipt, don't pay without backup through your card issuer. This comes from 20 years in the credit card industry. Good luck.