I purchased a leather living room set from Jerome's furniture. I also purchased the premium Guardian protection plan in case something happened to the leather like a stain, puncture, rip, etc. I noted a small puncture in one of the seating surfaces. I have no idea how it happened or what caused it. I called Jerome's "Oops" line to make a claim as punctures are expressly covered. Because I could not state definitively how the punchure happened, MY CLAIM WAS DENIED. I could have speculated that I may have been caused by a cat. Since I did not see it happen, it would be pure speculation and I am not in the habit of lying.
Rand Carstens