I was banking with First Citizens Bank in Wrightsville Beach, NC.
I sent out 8 post-dated checks for rent, telephone, electric, etc. I post-dated them according to when deposits would be made into my account so that I wouldn't have any bounced checks.
First Citizens decided to go ahead and let all of these businesses cash the checks before the dates! This caused every check to bounce except for 2. Leaving me with $240.00 worth of bounced check fees to pay. When I complained, they told me it was my fault for sending the checks when I didn't have money in my account and they refused to take any responsibility!
At this point, I began yelling and they hung up on me! Then, I went to the bank in person to complain some more, and they closed my account and told me I couldn't bank there anymore. Having no money for an attorney, I had to pay all the fees and accept it. Please do not bank with First Citizens.