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  • Report:  #1165

Complaint Review: First Citizens Bank - Wrightsville Beach North Carolina

Reported By:
- wilmington, nc,
Submitted:
Sat, January 22, 2000
Updated:
Thu, November 01, 2001

First Citizens Bank
Wrightsville Beach, 28405 North Carolina, U.S.A.
Web:
N/A
Categories:
Banks

I was banking with First Citizens Bank in Wrightsville Beach, NC.

I sent out 8 post-dated checks for rent, telephone, electric, etc. I post-dated them according to when deposits would be made into my account so that I wouldn't have any bounced checks.

First Citizens decided to go ahead and let all of these businesses cash the checks before the dates! This caused every check to bounce except for 2. Leaving me with $240.00 worth of bounced check fees to pay. When I complained, they told me it was my fault for sending the checks when I didn't have money in my account and they refused to take any responsibility!

At this point, I began yelling and they hung up on me! Then, I went to the bank in person to complain some more, and they closed my account and told me I couldn't bank there anymore. Having no money for an attorney, I had to pay all the fees and accept it. Please do not bank with First Citizens.



4 Updates & Rebuttals

Post-Dated checks can be cashed regardless of the date on them.

#20

Thu, November 01, 2001

This email is a rebuttal to RipOff #1165.
It was sent by Attorney at law at [email protected]

First Citizens Bank Screw Over (#1165)

They filed the following rebuttal to the above Rip-Off Report:

Their email: [email protected]
Their name: Attorney at law

Their relationship to the company: Consumer Suggestion

Rebuttal:
Post-Dated checks can be cashed regardless of the date on them. The date written on the check does not serve as a "Do not cash before..." Once a check is issued it is full legal tender to be deposited and at that point if there is not enough funds, you can be held legally responsible for passing bad checks.

EDitor's Comment to the above REBUTTAL:

Sorry Mr Lawyer. I'm no lawyer but, that law varies from state to state.


Post-Dated checks can be cashed regardless of the date on them.

#30

Thu, November 01, 2001

This email is a rebuttal to RipOff #1165.
It was sent by Attorney at law at [email protected]

First Citizens Bank Screw Over (#1165)

They filed the following rebuttal to the above Rip-Off Report:

Their email: [email protected]
Their name: Attorney at law

Their relationship to the company: Consumer Suggestion

Rebuttal:
Post-Dated checks can be cashed regardless of the date on them. The date written on the check does not serve as a "Do not cash before..." Once a check is issued it is full legal tender to be deposited and at that point if there is not enough funds, you can be held legally responsible for passing bad checks.

EDitor's Comment to the above REBUTTAL:

Sorry Mr Lawyer. I'm no lawyer but, that law varies from state to state.


Post-Dated checks can be cashed regardless of the date on them.

#40

Thu, November 01, 2001

This email is a rebuttal to RipOff #1165.
It was sent by Attorney at law at [email protected]

First Citizens Bank Screw Over (#1165)

They filed the following rebuttal to the above Rip-Off Report:

Their email: [email protected]
Their name: Attorney at law

Their relationship to the company: Consumer Suggestion

Rebuttal:
Post-Dated checks can be cashed regardless of the date on them. The date written on the check does not serve as a "Do not cash before..." Once a check is issued it is full legal tender to be deposited and at that point if there is not enough funds, you can be held legally responsible for passing bad checks.

EDitor's Comment to the above REBUTTAL:

Sorry Mr Lawyer. I'm no lawyer but, that law varies from state to state.


Post-Dated checks can be cashed regardless of the date on them.

#50

Thu, November 01, 2001

This email is a rebuttal to RipOff #1165.
It was sent by Attorney at law at [email protected]

First Citizens Bank Screw Over (#1165)

They filed the following rebuttal to the above Rip-Off Report:

Their email: [email protected]orney.com
Their name: Attorney at law

Their relationship to the company: Consumer Suggestion

Rebuttal:
Post-Dated checks can be cashed regardless of the date on them. The date written on the check does not serve as a "Do not cash before..." Once a check is issued it is full legal tender to be deposited and at that point if there is not enough funds, you can be held legally responsible for passing bad checks.

EDitor's Comment to the above REBUTTAL:

Sorry Mr Lawyer. I'm no lawyer but, that law varies from state to state.

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