You will recieve a small index card in the mail with claims of 4,000 dollar credit. Upoon calling with confirmation number they carefully explain (yes even without asking) that it is an affiliate only catalog purchase card. and that they will also work on your behalf with a reputable credit card company to get you an UN secured visa card for joining their program, also a 199.95 membership fee that they will offset with a 200.00 dollar purchase voucher etc.. just like C.C.A.
I am currently trying to reach the customer service dept. first i called the number on the card 1-800-866-4599,they reffered me to 1-800-959-4995, which is an voice automated system that give a live representative as option 0 (zero) and informs you that you cannot be immediatley transferred, and to call 1-866-793-6835 which informs you that all reps are busy, call back later, hold music, then hangs up.
Second Call produced a live rep. they cannot give any internet, or printed material UNTIL membership fee is paid,they will however keep postponing they agreed withdrawal date for up to a year... Last issue they do not have anything in writing promising or gauranteeing their service, (ever join any kind of membership without some form of contract IN WRITING at time of joining? , IE Sam's Club (contract) Gold's Gym(contract) Even telemarketing for magazines etc.. have a formal agreement you get a copy of during your "trial period" allowing you to cancel)
The Better Buisness Bureu website http://www.bbb.org has several aliases for these guys and all of them have UNSATIFACTORY ratings they are as follows
Credit Processing Center
National Credit Shopper
Bottom line folks you have been hearing it for years, GET IT IN WRITING BEFORE YOU PAY!!!! I am sorry most people will be reading these posts too late.