- Report: #588477
Complaint Review: COLUMBIA HOUSE - New York New York
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Author Not Confirmed
Why?
COLUMBIA HOUSE
1 Pennsylvania Plaza, Floor 5; New York, NY 10119 New York, 10119 New York, United States of America
Phone:
Web:
www.directbrands.com; www.columbiahouse.com
Categories:
Business Rating:
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COLUMBIA HOUSE yourmusic.com unauthorized purchases; fraudulent claims of failure to pay New York, New York
This morning (4/1/2010), I was denied a home loan
based on a negative on my credit report appearing February THIS YEAR (2010) -- an
account closure of due to failure to pay. The claim was by National Recovery
Agency (2491 Paxton, Harrisburg, PA 17111; ph: 800-773-4503). They claim I owe
Columbia House $88 from 8 years ago. I remember ordering CDs, and when --
ACCORDING TRACKING THEY PRINTED ON EACH INVOICE -- I completed my obligation, I
returned each response coupon" with the box checked that I didn't want the
current selection and wrote "CLOSE ACCOUNT" in marker across the each
coupon. I would have called to cancel IF there had been a number to call. I
moved 5 times since leaving that address. No other entity has difficulty
finding me, by my contacting them with my new address or by postal forwarding.
I make no secret of my whereabouts in any attempt to evade any entity. The BBB
publicly reported (via Wikipedia) that: "In December 2008, BMG Music
Service sold an unknown number of fraudulent debt claims to a collection
agency. Supposed delinquents were not made known of their debt and most had not
made purchases with the company for at least five years. Victims of the sale of
false debt claims were not made known of either their debt or the account
opened with National Credit Solutions. Most victims learned of the collections
agency account when they were denied for a loan or checked their credit
reports." Apparently, they repeated this practice in late 2009, this time
with the National Recovery Agency.
I feel no obligation to pay for unordered items. Were this a valid claim, some attempt would have been made in 8 years to contact me. Going directly to credit agencies with "collection" claims warrants joining victims of this company and its affiliates in class-action suits. I appreciate advice on joining such suits and rectifying this situation, especially as to it impacts my ability to buy a home. (NOTE: This was the ONLY negative on my credit report -- but it was severe enough to deny a loan.)
