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CCA Credit Service Division Scam in progress Las Vegas Nevada
SCAM!
I recieved this bogus letter this evening and after reading it I noticed the interest free "cash on demand" perk that they seemed to plaster all over the page. Being that I work for 1st Union national Bank, I already know that ANY credit card must be sponsered in a sense by an issuing bank- CCA has no issuing bank.
They claimed they only opperate from catalog transactions, and without a website!
So without hesitation I called the 800# and spoke with a woman who sounded like she was asleep on her couch and was upset that I woke her up. So I began my slew of questions such as how do I get my catalog etc. and She had the hardest time understanding any banking terms, monthly payment fees and various others.
So after stringing her along for about 7 minutes, I finally told her I had the Better buisness bureau website up and began reading the companies no so good report to her as she became furious and hung up the phone. Here are some of the high lights:
On June 2001, the Better Business Bureau received correspondence indicating this company has again filed for a name change, from Continental Direct Services to Capital Credit Alliance. The City of Las Vegas Business License Department lists this license number as M14-00074. According to consumers, this company also uses the address of P.O. Box 46101, Las Vegas, Nevada 89114-6101 in their advertising.
The FTC charges Capital Credit Alliance. It misled consumers through credit line and cash advance offers.
Capital Credit Alliance is a mail order company which offers to sell consumers a "membership" card. Membership allows the consumer to purchase products through the Capital Credit Alliance shopping network. According to literature sent to consumers by the company, a consumer must call for membership acceptance; there are no additional fees or costs for receiving the MONEYFIRST CARD other than a membership fee; a maximum amount will be available to purchase items from the catalog once the new "credit card is assigned;" the credit card number may change once assigned; and cash on demand is a loan-free deferred-deposit service giving members access to immediate cash.
Other names used:
CDS
CMM (Previous DBA)
Consumer Money Markets (Previous DBA)
Continental Direct Services
CCA
Credit Service Division
Laurence
Far Rockaway Queens, New York
Click here to read other Rip Off Reports on CCA CCS Credit Service Division aka First National Credit