Annabelle
Houston,#2Consumer Comment
Tue, November 18, 2003
Dana, I worked for seven and a half years in the car business. I'll admit that dealerships try to make people pay more for vehicles than they are worth. In addition, big volume dealers do tend to send vehicles home with people that have questionable credit in hopes they will be able to sell them to a bank. But let me tell you this, before you go blasting a very well known and reputable dealership for being dishonest because they sent you home in a Tahoe that you couldn't afford...look to yourself. Banks buy loans for people who have good credit. In all my years in the business, I never saw anyone with good or even okay credit be turned down for a vehicle. Once more, I've personally been able to get 1.9% financing without any problems...in fact, it took longer to pick out my vehicle and argue about the bottom line price than it did to be approved for financing.
The Great Thorn - Rip-off Report Consumer Advocate
Bayville,#3Consumer Suggestion
Wed, September 24, 2003
Dana I am going to tell you some things about the auto industry that car dealers do NOT want you to know. You said "I was greeted by their friendly staff" It is their job to make you think that they are there to help you. No "Lot Shark" likes any car buyer. They just want you to think they do so they can PUMP you to get your money. Think about it, they want a bigger pay check. They will have you fill out a credit app, run you to their "F&I CLOWN" who will try to sell you all kinds of over priced crap. Make you think that they are working hard to get you a good interest rate. After you sign all needed documentation and go home is when the deception really takes place. Some "F&I Clowns" will take a second credit app and fill it out as if you make much more money then you really do. They will lie to the banks and say you only pay $500 for rent when you might pay say $675. This makes you look better on paper to a bank. No "F&I Clown" will ever tell you that after you go home is when they send your credit info to MANY banks to get the lowest BUY RATE then they might call you back and ask you to sign a contract with a much higher interest rate. Doing this to you will increase the size of their next pay check. It can also lower the value of your credit. It is called "Firing a Shot gun" to your credit. If you want to see just how dirty car dealers can be, go to http://www.ripoffreport.com/view.asp?id=52158 and take some time to read this Rip Off Report and look at the 2 pic's. I feel that it is time that all auto lenders call up the car buyers and ask a few questions before they approve any car loan. They also should send any auto dealer fraud to all of the right authorities for prosecution. But NO, it would decrease the about of car loans they process! If banks are not willing to call up the car buyers before hanging the paper, they have NO RIGHT to CRYBABY about any dirty car loans they approve. They just might be in bed with some of the dirty car dealers because they know it will increase their profits. You said the following "to be sure I rate them with an "A" in customer satisfaction". How dare they? And they called my friend just last night and told her the same thing - she needed to bring the car back today." Sounds like your friendly car dealer does a ton of "Yank" car deals. Sounds like they hire Cheap labor for their F&I department. Now would be a great time to fax a "Printer Friendly Version" of your Rip Off Report to the following fax number only if you want to EXPOSE how you were treated. GM Fax: 1-313-556-5108 Most "Shark Ponds" only do what was done to you so they can take you "OFF of the Market" until their "F&I Clown" can have his or her way with you and your credit for a few days. Trust me, in the real-estate industry they do NOT let you sign a papers, let you move in a house and call you up 15 or 20 days later and tell you to GET THE HELL OUT" Does not happen! This is only happens in the auto industry. Dana Use the above fax number and expose your car dealer. Trust me it is FUN! I also would send a copy of your Rip Off Report to Chevrolet Motor Division, General Motors Corp. PO Box 33170 Detroit, MI 48232-5170. Fax a copy to your dealer. Fax: 1-770-423-4430 So much for happy motoring, you agree? Note to all auto lenders: Take some time and help prevent auto dealer deception, who knows you might get more business.