They emailed me sever times saying they were going to file a lawsuit because I supposedly got a $942.00 loan that if I settled out if court they would accept 485.00 but if it went to court it would cost me almost $9000.00 to settle . telling me that since I have never been in trouble before they would give me s chance. As for me I hate to say this but I knew it was a scam right there because facts are I have been in nrrouble before . anyhow I ignored all the emails over 10 of them and nothing ,. DONT PAY FIR A LOAN YOU NEVER GOT!