Complaint Review: Truist Bank - Memphis Tennessee

1.  What does your Master's Degree have to do with your knowledge of banking?  Obviously nothing- you can't keep track of your own money.

2.  Your issues have nothing to do with Truist.  You'll find this out when you move your money to a new bank and find that you have the same issues with them.  Your problem is your inability to manage your money properly to the point where you are trying to make deposits in time to match expenses.  Not a way to live a stable life without fees.

 Don’t Troll me because it’s not your money! I see countless entries on this site about Truist taking fees. So what you are saying is everyone is wrong? None of this ever happened. When they changed over to Truist everything went left. So you’re the right one? Stop it. Go somewhere and pray. Because you’re hell bound and they are too! You’re garbage and do not know what you’re talking about ! That’s all people do take from the poor and give to obvious bastards like you. I said I wasn’t currently working. I said if the fees were legal they are fine. I don’t want something for nothing you wretch. But don’t steal! You’re a simp and not worth my time! You will be jydged so when your Karma catches up.

 You are the idiot and what do you have to do with it ? Yes I know what it is and it’s called stealing. No way is everyone wrong on this site about them stealing. I have worked at a lockbox. Oh! I know your dumbness doesn’t know what that is and for various financial institutions. Why are you trolling this anyway. You are a miserable human being. I did not comment on any of these matters because I know the people are not lying. I transferred my money from cash app you a*****e! You have nothing to do with this. It’s not your bank and not your money. So what do you care? Ignorance is bliss and you’re happy as hell!

 Face it...anybody with half a brain would want to know POSITIVELY what is going on with THEIR MONEY in THEIR OWN CHECKING ACCOUNT. However, the epidemic of LACK OF COMMON SENSE is at an all time high. They will not keep written records of their account usage and they will not read what they are agreeing to before they agree to it. When something goes wrong, everybody else is to blame. HOW STUPID DOES IT GET???

It is obvious that you have no idea how to manage a bank account.

When you say you want a full accounting of your account tells us one thing. YOU do not keep a written register, I would just about guarantee you is 70% of your problem. The other 30%...you admit you are spending money you don't have and accept the overdraft fee as a "convenience". Well, this month you are just having a lot more "convenience" to pay for.

You asked if you were breaking the law...yes technically if you are spending money you don't have that is fraud. Just be lucky the bank charges you a fee instead of sending you to jail.

Oh and contrary to your assertion, putting money into an ATM doesn't automatically post it to your account. Especially if you do it after the cut-off time for that day. Depending on what you deposited it could take 1-3 days to actually post.

Stop writing checks and authorizing debits against unavailable funds.

 

Maintain a current check register and clean up your act.