Carol
Seattle,#2Author of original report
Sat, February 14, 2004
Shortly after cooling down a little, I e-mailed a complaint directly to Washington's State Attorney General. I hope this gets it taken care of, but I don't hold out much hope. Correction: The date of my student loan was 1995, not 1996. Sorry, I hit the wrong key.
Carol
Seattle,#3Author of original report
Sat, February 14, 2004
Well, today I sent an e-mail to NELA venting my frustration and demanding copies of all paperwork in my records including a copy of the original loan agreement. I received a phone call within ten minutes stating that an agreement had been made between them and my husband on 9/18/03 and that over $1000.00 had been removed from the collection charges. I was also told in so many words that because I was married and living in the state of Washington that they could discuss this with my husband without my knowledge at any time, against my specified wishes. (The occurred long before I ever met him and it's not his problem. Besides he is not aware of all of the information regarding this dispute.) I was told in so many words that if I wanted copies of all of the paperwork, then the additional collection charges would be added back on. I again tried to explain that those charges would not have been there had they honored their rehabilitation agreement with me through OSI. He re-stated that the collection charges would added back on. I said that I would just have to bring all of this up when it got to court. He informed me that they will not have to deal with me in court to confiscate my car, my joint bank account, my joint income tax refund, or to garnish my wages. They only apply to the court for a court order, but I will have no knowledge of it until it occurrs and will have no opportunity to stop it. He said that I would have initiate legal action. My kids thought about applying for student loans. I stopped them in a big hurry. I urge all of you to stop anyone from getting a student loan.