Kelly Gifford - realtor and conman. Don't trust this guy with anything! Not a personal loan, not to represent you as a realtor. He preyed upon my 70 year old father, conned him into loaning him $50,000, then disappeared for 6 months. When confronted with the contract he signed, agreeing to repay , he tried to claim it was a gift. Never paid back any of it.
A SCAM ARTIST , DRUNK, THIEF, ELDER FINANCIAL ABUSER.
Don't do business with this crook. You will regret it.