Complaint Review: JP Morgan chase bank -

After seeing how Chase is wrongfully handling the ATM Tap fraud issues, by denying people's claims whose accounts were stolen from, I decided to do a separate article, on how I dealt with them at very little cost to me, and how you can use your small claims court to do the same for you.

In California, Small claims has it's own laws. The most important is, no one is permitted attorneys, they are stopped at the court doors if they show up. What does this mean for a consumer like you or me? It means you don't have to go up against a retainer lawyer, and your court battle is on equal footing. Most of my won cases in small claims came from crippling the company's ability to scheme using their attorneys. Each state is different, yet many rules are universal.

In CA, small claims uses a sc100 form for filing a small claims case, which can be done online for a minimal fee. Can't afford the fee? Then go to the clerk at your own court and ask for a few waiver form. Also make sure what you are suing for, is under the yearly maximum. Meaning for example, if you lost $20,000, and the maximum per year is $7000, you should consult an attorney and use a civil court, not small claims. If you still want to use small claims, the other $13,000 will be forfeit. 

Small claims is a one shot deal in CA. So make sure you have all records, all evidence at hand. You lose a case because you forgot something, in California, there is no appeal. 

Fill out your small claims and stick to the facts. Include damages, especially if you had to take a loan out to cover the loss. The CA form says don't include the cost of filing, but you can still list it as some judges do approve that loss, especially if the company your suing has proven to broken any laws. You don't have to be an attorney to win a case, but it does help to stop at your local library and research a few cases to help your cause under federal, state, and county law. Not sure how, ask anyone there, most will be happy to assist you. It's not that hard. 

Now with Chase, this is very important. You need to serve them also a subpoena for information. SC-107.  Make sure you word it to include the entire day of video & Image footage at that ATM, otherwise Chase will just include the image of you there, and not the one who stepped in after you left. Remember, this is a one shot deal in CA, for the plaintiff that is. 

Again, each state has it's own forms, so asking a clerk for the proper ones for your state is very important.

I'm not an attorney, I only have years experience suing the biggest of companies and winning those cases. 

To this date, have won 100% civil cases, and lost only two small claims, which was my fault for not being prepared.

Still unsure or need help, ask the court clerk for a help service list, which are people who show up at the court certain days who can assist you. 

Small claims is very informal. It's not like a Perry Mason show. It's quite fast if you have all records ready, and state only the facts. 

Good luck!