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  • Report:  #1339384

Complaint Review: First Premier Bank - Sioux Falls South Dakota

Reported By:
SArthur938 - Pasadena, Maryland, USA
Submitted:
Updated:

First Premier Bank
3820 N. Louise Avenue Sioux Falls, 57107 South Dakota, USA
Phone:
1-800-987-5521
Web:
www.mypremiercreditcard.com
Categories:
Tell us has your experience with this business or person been good? What's this?

I opened an account with this company years ago at a time in my life when I did not have the best credit.  They offered me a secured card wherein I would have to make a deposit to get a credit line.   After working on my credit and getting to a place where I no longer needed this card which charges extravagant fees to maintain, I opted to pay it in full and just leave it alone.  However, I began receiving bills thereafter with a charge due for "maintaining my account".  So, I of course called them and low and behold they offered me a "no charge" maintenance fee to keep my account open with them.  I love how credit card companies in general continue to rip off the consumer until we make a call to them.  They would have done nothing but let me pay month after month had I not called.  So I requested that they send back my security deposit.  I find it so disinheartening that they are so quick to harass me for a maintenance fee but when I want MY money back that they have been holding they take their sweet time.  I was told last month that my refund would be in the mail to me within 7 days.  Still had not received and it's been a month.  So today I called and was told the same - how can these companies get away with these pratices.  I will check back and let you know if and when I do ever receive my refund - and I was told that even though they held my funds for over three years it earned no interest.  But I sure paid their interest charges.  I am so proud of myself for getting my credit in order so that I don't have to deal with these shady companies any longer.  



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