Had my First Premier card since Dec. 2015 and I closed it July 15th 2016. I was treated like a child trying to close my account. Talked to like I didn't know what I was doing. A statement of threat your ruin your credit report because you are closing card.
Just a note... I have build my credit up and closing an account doesn't hurt your credit report or score. It might lower it for the first 30 days but you will recover just fine. Also their processing of payment is slow to produce new available credit. STAY AWAY! Some states do not allow FPB to offer their card or services. Nasty customer service!!!