I Paid $7 a month for phone insurance after paying for a couple of years. I got a crack in my screen all I wanted was my screen fixed. I called them and they told me they would just send me a coupon for a new phone. They sent me a $407 coupon for a $1200 phone charged me $175 for co pay so I paid 956 at my Boost Mobile store plus $175 then they charged my bank account for $217 because they wanted the phone back witch they didn't tell me about so all they did was force me to buy a new phone that I didn't want.
User's recommendation: Don't do business with this company
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