First ARA called me last Tuesday 5/23/17 saying I had an outstanding balance from Discover that I had from 98-2001. Never until 2017 did I ever have a Discover card in my whole life. They went on to say that I made payments on it during that time until 2001, which I did not because I never had one in the first place. After 7 minutes on the phone never once did he say an amount...which is weird for a collection agency, or any debtor for that matter.
A week later they send me a bogus bill saying I owe nearly $9k. Never in my life have I even racked up a credit card bill anywhere near that size, not even half. I asked them where they sent bills to because I lived in multiple places during that time just to rule out that it wasn't an old roommate that may have committed fraud, but no one I even knew would do that let alone pay a bill in my name for 3 years.
I never even once used a credit card since 1999, not even my department store cards. Bogus, bogus bogus!!!!!!!!