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  • Report:  #174331

Complaint Review: Ameriquest Mortgage Company - Nashville Tennessee

Reported By:
- Whitwell, Tennessee,
Submitted:
Updated:

Ameriquest Mortgage Company
Nashville, Tennessee, U.S.A.
Web:
N/A
Categories:
Tell us has your experience with this business or person been good? What's this?
I was approached by Adam at Ameriquest Mortgage Company to refinance my home after I had been casually looking at the possible opportunities. Adam contacted me several times by phone and was insistent to refinance my home making the offer nicer each time. Although he knew I was a disabled widow on Social Security, he told me he could "fix" it so I could not only get a loan but some extra cash even though I told him I didn't want that much money. After I told him I would think about it, he called one day and told me there would be a "notary come to my house" to sign the papers and get my money. I was so shocked I didn't say no so the notary came and without allowing me time to read the papers, I stupidly signed them. Now, I have a huge house payment on my slight income and at the end of this year, I will not be on a fixed rate of the loan.

In December, I received a phone call from the title loan company telling me that I would need to resign some papers because my deceased husband's name is on the loan papers and it wasn't supposed to be. They fedexed me some papers and after getting to read them at my leisure, I discovered they were trying to change many things I didn't agree to in the initial agreement. I did not send the papers back in the fedex envelope at their cost.

The Ameriquest Mortgage Company has broken the "truth in lending" practices by falsafying many facts on my loan.

Cindy

Whitwell, Tennessee
U.S.A.


3 Updates & Rebuttals

Dave

Jacksonville,
Florida,
U.S.A.
Now Wait A Darn Minute

#2Consumer Comment

Thu, February 02, 2006

Why didn't you tell the whole truth Cindy?? Even though I wouldn't let my worst enemy borrow from Ameritheft, I have to say that you are not telling the whole story. You must have filled out loan papers, given them your financial info, signed documents, etc BEFORE he called to let you know the Notary was on their way... You make it sound like some joe called you on the phone on Monday, and you got the loan on Weds without giving them any information!! Come on.


Markanna

O'Brien,
Florida,
U.S.A.
Free Rolling Stones Tickets and NASCAR < Thanx Ameriquest!

#3Consumer Suggestion

Thu, February 02, 2006

Today: February 01, 2006 at 11:47:24 PST Free NASCAR tickets not reported by Nevada legislators ASSOCIATED PRESS CARSON CITY, Nev. (AP) - Las Vegas Motor Speedway owner Bruton Smith opens his private suite at the racetrack each March to legislators and other elected officials for a weekend of NASCAR racing, free food and beverages. For comparable amenities, a private citizen would pay $710 for this year's three-day race weekend, according to the speedway's Web site. Lawmakers at last year's event didn't list the gift on their financial disclosure statements Jan. 15. State law requires legislators and other elected officials to list on these statements all gifts worth more than $200, but the speedway says it doesn't place a value on the free tickets. "It's a huge draw for Nevada," Assembly Minority Leader Lynn Hettrick, R-Gardnerville, said of the NASCAR event. "It puts millions in our economy. Gov. (Kenny) Guinn goes. Every legislator gets invited. I have gone, and I fully intend to go again." Added Sen. Maggie Carlton, D-Las Vegas, a racing fan: "I have seen legislators there, North Las Vegas city councilmen, Las Vegas city councilmen. I'd be surprised if everyone wasn't invited. When you are the invited guest of the owner, it puts you in another world." Heller and Carlton acknowledge attending the 2005 race. Sen. John Lee, D-North Las Vegas, said he was invited by the speedway but instead went as a guest of a business friend. Assemblyman Scott Sibley, R-Henderson, got an invitation but could not make the event. He did attend the speedway's truck race on a pass last September, which he said had a value of about $100. Sibley said legislators receive tickets to all racing events at the speedway. The revelation that legislators didn't report the track passes follows the recent disclosure that 10 legislators accepted tickets priced in the $400 range to a Rolling Stones concert. Four legislators also took $300 tickets to a concert given by Puerto Rican singer Luis Miguel. Most legislators reported the receipt of the Stones' tickets from Ameriquest, a national mortgage lending company that last month agreed to pay $325 million to home buyers who were charged excessive interest rates. Track owner Smith declined comment Tuesday, saying he didn't have enough information on the matter. The Legislature passed a law during the 2005 session that will exempt the speedway from the 5 percent live entertainment tax if in the future it secures a second annual NASCAR Cup race. The primary sponsor of the bill was Senate Minority Leader Dina Titus, D-Las Vegas, who said she declined tickets to the race. Information from: Las Vegas Review-Journal --


Markanna

O'Brien,
Florida,
U.S.A.
I will be Protesting again soon against Ameriquest and HSBC

#4Consumer Suggestion

Thu, February 02, 2006

Hi Cindy I'm sorry to hear about what they are doing to you. Please dont trust them. get an attorney to look at your papper work/ contract. I will be Protesting against Ameriuqest again soon. The Rangers are helping ameriquest HURT us. The Rolling Stones are helping ameriquest HURT us. So is the Goverment! Does anyone wan't some free Rolling Stone and NASCAR tickets? NFL-NHRA-NASCAR-golf-MLB EVERYONE KEEP UP THE FIGHT!!!!

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