Mon, April 23, 2012
From your report, you said that they automatically upgraded your contract? When did they do that and how? Did you accept it or not? If so, how did you accept it? If they claimed they did it anyway while you did not signed it, I believe this is illegal. If so, you should not back down and you should start collecting your own document. You should be able to counter-sue them if they ever tried to do anything with your credit. Also, you and your wife need to tell them that they must stop calling you but only send letters/documents of proof they have to you. You need hard evidence, not phone calls.