Worthington Mortgage Will Worthington Charged $85 dollars for a credit report also dishonest Hawthorne, Fl
Good afternoon l.
I am a Disabled Veteran trying to get a home improvement loan. I own 10 acres with a mobile home. I spoke to Mr. Will Worthington of worthington mortgage. He said he needed to run my credit and needed my debit card number. He ran it for $93.00. Then reversed it and charged me $83.00 for a credit report. After he got his money, he then tells me I need homeowners insurance for a $100k Va home improvement loan after I pay for the credit report. In Florida, homeowners insurance is too expensive.
But what doesn't make sense is that you can get a VA loan and buy a $250k house with no insurance.
So in short, he charged my debit card and then gave me goals he knew I couldn't meet.
Thank you for your time.
1 Updates & Rebuttals
William
Huntsville,Alabama,
United States
Rebuttal of complaint
#2REBUTTAL Owner of company
Wed, June 07, 2023
Any VA loan application and loan requires the borrower to maintain a Home Owners Insurance policy from the insuror of their choice....there was no mention by the borrower that he had no home owners insurance in force. Running a credit report is common protocol. Worthington Mortgage only charges to the applicant the ACTUAL amount charged by the repositories. Nevertheless, this veterans money was refunded to him for his credit report charge and application was withdrawn.