Complaint Review: Usa Gold Credit Card

well i never had a credit card before and didn't really want one, everyone was telling me "you'll need a credit card if you want to buy a house some day". so i went with usa gold credit card.

i had tried other credit cards but they wouldn't approve me. usa made it easy and approved me. they told it would just be 149.99 and that i would get the money back with a mail in rebate certificate.

i had found their web site once and everything was so expensive that i didn't buy anything. with the certificate it turned out that i could only use it when turning in my first bill.

i went to cancel and only found rip off sites about the credit card and now i don't know what to do.

if i cancel i have unauthorized charges and if i don't cancel i have a 9.95 fee for the rest of my life. im thinking that if i close my bank account the bill will start to add up.

Beth
Redding, California
U.S.A.