Complaint Review: US Benefits

I received a phone call from this company offerig me a credit card with a $2000 limit. I was intrigued and thought this would help me to consolidate 3 of my other credit cards into one payment.

I was told the card would have no Annual fees and the APR would be 0% for the first year. All I had to do was pay a $327 fee that could be taken out over a 3 month period after which I would receive my signature card to take to a bank from a list that was to be enclosed with the card.

After making three payments in Jan, Feb, and March of 2004 I waited for the signature card. I called after 15 days and was told it would take 15 days to process.

Needless to say over 30 days went by and I received the packet yesterday April 26, 2004. Enclosed was a bunch of flyers for various businesses and their products, but no signature card.

I'm inflamed at the fact they can simply take your money and send you a faulty packet.

Don't deal with these folks! As of yet, I am waiting for a response to a message I left with the business just yesterday.

I beleive this is the same company that is listed at Royal Star Benefits due to the simlarities in address.

K.
Bedford, Texas
U.S.A.