Toyota GAP Discoverage Rip off Buyer Beware! AThey ruined my credit!
I was involved in an accident with my Toyota Corolla when I discovered that my GAP insurance coverage that I though I had and requested was not included with my vehicle. To make matters worst, when my insurance company (GEICO) paid for the total lost, $300 remained as the balance for the car. Toyota fraudulently reported my credit with them as a paid charge-off for the total cost of the vehicle $19,000. Seven years with that fraudulent negative credit item on my report. Toyota Motor Credit ruin my credit and my ability to purchase another car.
Buyer Beware !!!!!!!!!!
1 Updates & Rebuttals
Joe
Bath,Maine,
U.S.A.
Possible violation of FCRA and FRCPA.
#2Consumer Comment
Tue, May 06, 2003
You may want to find the claim for total loss paid by Geico to show it was paid off. Get copy of payment of $300.00 to show payment to Toyota. This may work if you were not deliquent. Send the information to the credit reports. File a complaint with the FTC, your state ATG, BBB they don't have enforcement capabilities. Contact a lawyer that deals with FCRA and sue them for destroying your reputation with malice.