Complaint Review: Net 1st National bank

I singed up for their credit card and paid the processing fee and the yearly fee. So that my credit would be clear and I would have thier 500 dollar limit. Well when I received the card in the same envelope was a bill for a 500 dollar reservation fee.
I was never told about the reservation fee when I signed up nor did they send me anything stated that their would be a reservation fee. I never used the card and it is on my credit report as I owe them $616.00 for interest and other various fee.

Jasmine
Fresno, California