HRS USA, Household Retail Bank and Levitz Furniture ruined our credit
We got some furniture from Levitz on a 12 month no payment plan, HRS started billing us next month, even before the furniture arrived.
We told them our contract says no payment til a year later, soon after that we started getting ridicilous late charges, evertime we talked to them, they said pay this much, there will be no late charges, we'd pay the amount, there would be tons of late charges, and interest.
It's all a trick to collect thousands of dollars in late charges from innocent consumers, Levitz has been really very unhelpful, too. It seems to be a scam; they ruined our credit, on top of that we had to pay over a thousand dollars to keep our credit from going even worse.
It's all a scam... Don't do business with HRS USA, Household Retail Bank, and Levitz Furniture in California, they will ruin your credit too...
2 Updates & Rebuttals
Andreas
Greenville,South Carolina,
U.S.A.
Ruin your Credit History with a account you can not use, Credit Card from Rooms to Go
#3Consumer Comment
Sun, May 23, 2004
We have a Credit Card from Rooms to Go since 3 years, but we never used it. As we wanted to use it, they told us, it is not longer valid, because they changed the bank. I called the bank and want to close the account = It is not possible. I have to contact all three credit-report offices(equifax, trans union, etc) to close it. In the same time, they told me, I can not use this account, because it is closed. I still have it on my credit-history but I am unable to close it.
This is a unfair ruin of your future credit applications. What can I do ??
#30
Sun, November 18, 2001