Complaint Review: First Capital Credit Card

This company seems to thrive on individuals that have recently received GREEN CARDS, or have just become citizens of the US.

They have been extremely aggressive via phone, and when asked to give up checking account information, they were overly suggestive of the delay it would cause in getting the credit.

They are now promoting a new Credit Repair program from MasterCard providing a MasterCard with a $2000 credit limit with NO annual fees, NO hidden fees, and a reasonable APR for the card.

I allowed it to happen under the pretense that my checking account would NOT be billed til I had the card and had an opportunity to check out the program.

Well, today I find my checking account overdrawn because they had processed the fee. My Bank can't do anything about it at this point, because it is still in process. So, it seems that $199 is gone as in another filing on this site.

I guess it is true... if it sounds to good to be true, then it probably is. Consumer, beware.

Jon
Columbus, Ohio