Fleet Credit Card Services - Many AKA's False Reporting to Equifax, Experian, etc - Reporting bad debts on non-existing account Horsham Pennsylvania
First, They are changing their name (again). Very soon now they will be called USA Bank of America.
Recently (6/2004), a credit report from Equifax listed Fleet CC as one of our credit card accounts and that we were late, over 90 days, 25 times. The report shows dates covering from 1999 through 2001.
We had no account with this company in 1999, 2000, or 2001. I called their telephone number, listed on the credit report only to find it had been changed. I called the second telephone number and found it disconnected.
Finally, I found an 800 number and spoke with a woman (Bernadette) in customer service. After confirming we had no account with them, I then explained why I called. The woman asked me to fax her my credit report, so they could "investigate" my complaint. She gave me her fax number and I said good-bye.
Not for a moment did I consider sending them my information, but I will be contacting an attorney for a little more advise.
Ray
Rancho Cordova, California
U.S.A.
3 Updates & Rebuttals
Billie Jo
Sanderson,Florida,
U.S.A.
I just had a short Question ?
#4Consumer Comment
Tue, February 22, 2005
Do these companies that report us to the Credit Bureas ( whether it be ligit or not ) profit from reporting us ?
I just can't seem to get the purpose of these 3 credit bureas , the closest I've come... is that they are the "Financial-Police" of the world ! How else would Ford know that we are credit worthy , Right ? Or if we will pay the dining room suit off as promised ?
Wondering .... about their gain
Billie Jo
Sanderson,Florida,
U.S.A.
I just had a short Question ?
#4Consumer Comment
Tue, February 22, 2005
Do these companies that report us to the Credit Bureas ( whether it be ligit or not ) profit from reporting us ?
I just can't seem to get the purpose of these 3 credit bureas , the closest I've come... is that they are the "Financial-Police" of the world ! How else would Ford know that we are credit worthy , Right ? Or if we will pay the dining room suit off as promised ?
Wondering .... about their gain
Billie Jo
Sanderson,Florida,
U.S.A.
I just had a short Question ?
#4Consumer Comment
Tue, February 22, 2005
Do these companies that report us to the Credit Bureas ( whether it be ligit or not ) profit from reporting us ?
I just can't seem to get the purpose of these 3 credit bureas , the closest I've come... is that they are the "Financial-Police" of the world ! How else would Ford know that we are credit worthy , Right ? Or if we will pay the dining room suit off as promised ?
Wondering .... about their gain