Complaint Review: FLEET BANK AND RAVINIA/CFB HOLDINGS LLC

MY NAME IS CAROL C. WOZNIAK, I LIVE IN REHOBOTH BEACH, DE. I WORK OUT OF TOWN AND JUST RECEIVED A LETTER FROM "MERCHANTS' CREDIT GUIDE CO.," 223 W. JACKSON BLVD., CHICAGO, ILLINOIS 60606, *888) 249-4134, STATING THAT THEY REPRESENT "RAVINIA/CFB HOLDINGS, LLC" (ORIGINAL CREDITOR: "FLEET BANK" ORIGINAL # N746502207414,CURRENT BALANCE: $1,763.26), AND STATING THAT THEY REPRESENT "CFB FINANCIAL LLC" WHO PURCHASED [MY] DEFAULTED ACCOUNT." THE LETTER FROM "MERCHANTS CREDIT GUIDE C0." DEMANDED FULL REPAYMENT OF THIS [ILLEGALLY-OBTAINED DEBT IN MY NAME]IN 3 PAYMENTS.

I DO NOT NOW, NOR HAVE I EVER, OWNED, ORDERED, FILED AN APPLICATION FOR, NOR HAVE I EVER RECEIVED ANY INFORMATION, STATEMENT, BILLING, AND, I HAVE NEVER MADE ANY PAYMENTS TO, NOR RECEIVED ANY COMMUNICATION FROM THIS CREDITOR (I.E., "FLEET BANK" OR ANY OF ITS SUBSIDIARIES, CONTRACTUAL OBLIGEES, OR STATEMENTS OF ANY NATURE FROM "FLEET BANK," MERCHANTS CREDIT GUIDE CO., OR "RAVI NIA/CFB HOLDINGS LLC" EVER IN MY LIFE!

THIS IS A CLEAR CASE OF IDENTITY FRAUD, RIPOFF OF INTERNET INFORMATION [PRIVATE] AND/OR ILLEGAL USE OF MY ADDRESS [A FEDERAL OFFENSE!] IN AN EFFORT FOR THE CRIMINAL APPLICANT, THE CRIMINAL PRACTICES OF FLEET BANK IN ITS LENDING PRACTICES, AND THE CRIMINAL AND INVALID PRACTICES OF RAVINIA/CFB HOLDINGS, LLC, AND, CLEARLY, THE FRAUDULENT EFFORTS BY MERCHANTS' CREDIT GUIDE CO. TO COLLECT A FICTICIOUS DEBT THAT IS NOT ONLY NOT MINE, BUT ALSO, EXEMPLIFIES THE CRIMINAL/FRAUDULENT "WHITE COLLAR CRIME" OF AN INDIVIDUAL OTHER THAN MYSELF. I FULLY INTEND TO PROSECUTE ALL INDIVIDUALS IN THIS MATTER ANBD, AM ASKING, THAT ANY INTERCEDENCE ON YOUR PART TO REMEDY AND NULLIFY THIS HORRIFYINGLY-ABUSIVE USE OF FRAUD WILL BE CERTAINLY ANTICIPATED.

THANK YOU,
CAROL C. WOZNIAK

Carol c
REHOBOTH BEACH, Delaware
U.S.A.