Complaint Review: First Premier Bank

 I sent money to First Premier Bank through MoneyGram in the amount of $300. First Premier Bank states that sending money through MoneyGram is considered guaranteed funds that cannot be disputed or placed on hold. I have a reference number from MoneyGram that is a record of my transaction. First Premier Bank is saying they have no record of the transaction and does not want me to give them the reference number because they don't want to help me. I called MoneyGram and they say that they cannot get my money back from First Premier Bank. I have been cheated out of $300 and they have charged my account a $27 late fee for a payment that I made and got to them on time. It's terrible that a company can lie and take your money. I paid several other companies through MoneyGram and never been treated like this.