First National Credit Gold Card ripoff
I 've noticed other reports reporting this company as well.
They send you an acceptance certificate stating that you have been approved for a gold card with a limit of 15K. You have to send them $43 for rush processing. When you receive the card and package you find out that is is a merchant card which they did not state in the acceptance certificate.
You also need a password to shop online which they say is included in the package, you guessed it, no password.
I feel this company should be prosecuted and from now on they will have to state on the acceptance certificate that it is a merchant card. The acceptance certificate is very misleading.