Complaint Review: Frist National Credit Card - legacy Visa

I got a credit card form in the mail to fill out. I thought I would try to build my credit up. But when I got the card and tryed to use it I found out there were already $175.00 on the card.

I was charged $119.00 start up fee, $ 56.00 yearly fee, and $6.00 a month fee. I was not told all this was going to be there.

I called the number on the back of the card. I ask them why I had not been told $175.00 would be on the card. Now I have not only them charges but late fees, and intrest. But I didn't even buy anything. Now my credit is being messed up because of this.

Donna
Wetumpka, Alabama
U.S.A.