Complaint Review: e-credit solutions

General Information:

Also Known As: AIM Warehouse
American Financial Savings Benefit
Assail, Inc
capitol choice consumer credit
Credit Processing Center
E-Credit Solutions, Inc.
Household Protection
Mega Minute Saver
National Credit Service
National Credit Shopper
Nationwide Cellular
NCS
People Credit First
Smith & Western Finance

Company Address:
View Location Map 9590 NW 25th St
Miami, FL 33172


Additional Addresses: 7349 NW 34th Street
Miami, FL 33122


225 W Main St, Suite 101-605
Mesa, AZ 85201

Company Management:

Name Title
Ricardo Martinez President

Phone Number: 800-576-3378
Type of Business Code: Credit Card-Offers & Plans

The information in this report has either been provided by the company, or has been compiled by the Bureau from other sources.

Customer Experience

Based on BBB files, Capital Choice Consumer Credit has an
unsatisfactory record with the Bureau. Specifically, our
files show a pattern of no response to customer complaints
brought to its attention by the Better Business Bureau and a
pattern of failure to eliminate the basic cause of customer
complaints brought to its attention by the Bureau.

Additional Telephone Numbers

Additional phone numbers for this company include (305) 468-0019
(786) 242-8928
(800) 257-5330
(800) 427-6207
(800) 576-3988
(800) 705-9202
(800) 707-1689
(800) 866-4599
(800) 874-9164
(800) 959-4950
(800) 959-4990
(800) 959-4995
(800) 991-2303
(866) 793-6835
(888) 235-4635
(888) 446-3353 and (888) 447-1014.

Additional addresses for this company include 11470 Eulicd Ave, Cleveland, OH
225 W Main St, Suite 101-605, Mesa, AZ 85201
9590 NW 25th St, Miami, FL 33172
7850 NW 146th St. #514, Miami Lakes, FL 33016 and 11670 Highway 17 Bypags, Murrells Inet, SC 29576.

According to information provided by the company, they are
not a credit card procurement or processing firm,but a catalog
company only. For a fee of approximately $199.00, the company
offers prospective members a credit line set at a minimum of
$4,000 with the potential to increase this amount to $7,500,
regardless of past credit history. This credit line can be
used to purchase items in their catalogs only.

According to complaints received by the Bureau, the company is
also sending notices to consumers stating they have been
approved for a Platinum Credit Card with up to a $5,000
limit if they pay an advance fee of approximately $39.00.
Consumers report that after sending in the requested
fee they then receive a package from the company containing a
catalog and their credit card, and then discover the card can
only be used to order merchandise from the catalog.

REPORT DATE: 03/07/2002

COPYRIGHT DATE: 2002 BBB Serving Southeast Florida

STANDARD DISCLAIMER

As a matter of policy, the Better Business Bureau does not endorse any product, service, or company. BBB reports generally cover a three-year reporting period, and are provided solely to assist you in exercising your own best judgment. Information contained in this report is believed reliable but not guaranteed as to accuracy. Reports are subject to change at any time.

The Better Business Bureau reports on members and non-members. Membership in the BBB is voluntary. Members must meet and maintain BBB standards. If a company is a member of the BBB, it is stated in this report.

Kris
ny, Florida

Click here to read other Rip Off Reports on Capital Choice and How to get your money back too. Capital Choice Consumer Credit - Choice Consumer Credit aka E-Credit Solutions

STOP! ..before you think about using the Better Business Bureau (BBB)... click here to see how other consumers were victimized by the BBB's false or misleading information. Don't be fooled! When there are thousands of complaints and other investigations underway by authorities, the BBB has no choice but to finally give an UNsatisfactory rating to a BBB member business that is paying the BBB big membership fees every year. When a business is reported that is NOT a BBB member, BBB files WILL more likely show an UNsatisfactory rating, then reportedly shake down that company to become a member of the BBB. One positive thing about the BBB is, either way, if a business has an unsatisfactory rating with the BBB, you can be sure, the business is bad. But what about all those BBB member businesses that had complaints filed against them? Consumers never get to hear about them. What about the BBB advertising to the public? Is this a false and misleaFding perception they are giving about consumer confidence when dealing with a business? Click here to understand more of what consumers and business alike are saying about the BBB. You decide. ..Remember. The BBB membership is not earned, it's paid for!