Complaint Review: Cross Country Bank

I was sent an offer for a free credit card in the mail. I accepted the offer only to find that the cost of the card was already deducted once I received the card. I charged an amount less than the card limit. Now the re-payment amount is doubling and tripling and I cut up the card one year ago. I was sending a monthly payment and instead of money being deducted it was increasing. There is a late fee, and the late fee takes you over the limit. I charged about $400.00 maximum and my balance is almost $2,000.00.

I have tried calling and making arrangements, but I was told that the price would continue to rise with the late and over limit fees. It is as if I will have to pay for the rest of my life and I have not even used the card in about a year.

Now they have an attorney trying to sue me for non-payment. This is absolutely outrageous, I desperately want to settle this matter...