Complaint Review: CAPITOL ONE VISA CREDIT CARD

DO NOT DO BUSINESS WITH CAPITOL ONE IF YOU LIKE YOUR MONEY BECAUSE THEY WILL FIND A WAY TO CHARGE YOU HIGHER INTEREST EVEN FOR NO REASON AT ALL. I REQUESTED THE FULL AMOUNT TO MAKE A PAYOFF ON MY CREDIT CARD AND I WAS GIVEN A PAYOFF AMT FOR WHICH I PAID. THE NEXT MONTH I RECEIVED A BILL FOR 40.00 OF INTEREST AND WHEN I CALLED TO HAVE THIS REMOVED I WAS TOLD NO THIS AMOUNT WAS NOT INCLUDED IN MY PAYOFF BECAUSE I ONLY PAID THE STATEMENT BALANCE, WHEN I ADVISED THE SUPV THAT I WAS GIVEN THE AMOUNT I PAID AS A PAYOFF FROM A REPRESENTATIVE SHE SAID "THAT CANNOT POSSIBLY BE TRUE BECAUSE WE TRAIN ALL OF OUR REPS TO REQUEST A PAYOFF". SO I SAID WELL I GUESS YOU ARE CALLING ME A LIAR THEN RIGHT? OF WHICH SHE HAD NO RESPONSE. YOU MEAN TO TELL ME I PAID 4400.00 TO PAY OFF MY ACCOUNT AND THEN  I PURPOSELY SHORTED YOU OUT OF 40.00? WHAT WOULD BE THE POINT? AT ANY RATE SHE REFUSED TO REMOVE THE 40.00 CHARGE SO I CLOSED THE CARD AND WILL NEVER DO BUSINESS WITH THESE LOW LIFES EVERY AGAIN.  YOU CAN MAKE YOUR OWN DECISION FOR YOURSELF I AM JUST LEAVING MY OPINION HERE ON RIPPOFF REPORT BECAUSE HAVING USED THIS WEBSITE IN THE PAST TO SEARCH ABOUT COMPANIES HAS HELPED ME TO MAKE A MORE INFORMED DECISION OR AT LEAST I KNOW BEFORE HAND WHAT I A GETTING INTO.