Capital Credit Is Fake and Uses Subtle Language
I was suspicious of a credit card offer pre-approved up to $15,000, since I have very bad credit!
So I got online and searched for Capital Credit. Sure enough, someone else had already filed a report on them. This is the language they use in their offer: "You my use your gold card immediately upon receipt for all purchases from credit provider." --This was what tipped me off, and sure enough, the other person who reported them said that for $44 they send you their catalog and a card that works only for their catalog.
Anyway, this is all to say: READ THE LANGUAGE in any offer you get.