Complaint Review: Beneficial HFC Houshold Finance

They are constantly putting my account in foreclosure review about every 2-3 months. They say i owe $1,410.17 that will postpone the forclosure action. They lock out the account so you cant make any payments.

They also tell you that you only have 10 days to pay the amount when they mail the letter late so you really only have 3 days. and that the sale of propert may result if timely payment is not made.

For instance July of 2005, I payed them $2,000.00
August I made another payment of $5,000.00
February I made another payment of $2,000.00
March I made another payment of $1,000.00 This is how my payments have gone because they keep demanding money for no reason! My actuall house payment is only $460.00.

They sent me another letter in February demanding another $1,410.17 after i have already paid $2,000.00. they just sent me another letter May 10th demanding $1,410.17.

They have also tacked on $22,000.00 extra to my morgage which they say is all charges. But cannot say "what" charges.

Tina
modesto, California
U.S.A.