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Beneficial Finance Ripoff Using my refund money after account paid off Elmhurst Illinois
My account was paid off on 6 November 2005, a refund was due me of almost 3100.00, I recieved the payoff letter dated 10 November but no check attached, one source at Beneficial stated 15 days, then another stated 30 days, my last contact stated 30-60 days! I warn other consumers to think about using Beneficial and their 10 day satisfaction warranty!! They are undoubtedly using my money for the maximum amount of time they can!
Dann
Kellogg, Idaho
U.S.A.
2 Updates & Rebuttals
Laurie
Pittsburg,California,
U.S.A.
IT HAPPENED TO ME TOO....
#3Consumer Comment
Tue, February 07, 2006
We also refinanced last year around September 2005 and were expecting a refund and have not received it to date. Not only have we not received it, but in November 2005 Beneficial reported our account paid in full with a 0 balance. So you can imagine the shock when we received a bill in January from them for $1,900. I called and talked to 3 different people that were to get back to me on it. No one ever did. So I go to the branch. They first tell me it was for a bounced check in August. I have a receipt for a cash payment that month. Then they say it is for June payment that bounced. I also have a cash receipt for that. Then they hit July --- WRONG -- I also have a receipt for that month as well. They show a payment posting on Aug. 29th for $2,080 cash, then they show the same payment voiding??????????? WHAT MY CASH BOUNCED? They have threatened me with a lein on my property as well as Reconveyance not going through yet they cannot give me an answer as to WHY I OWE THIS MONEY, AND WHAT HAPPENED TO THE REFUND?????? Then to add insult to injury they tell me now that I owe more then $2,000 but can't explain why the amount has changed???? Beneficial has some shady things going on and I am going to make sure that everyone knows what their practices are.
Dann
Kellogg,Idaho,
U.S.A.
Thanks to Rip off reports!!
#3Author of original report
Sat, December 03, 2005
Apparently someone read my Rip off report! 2 days after it was posted I recieved a call from Beneficial telling me that the check was in the mail, time will tell if this is solved! Thanks to Rip off reports!!