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  • Report:  #1531657

Complaint Review: BANK OF AMERICA

BANK OF AMERICA BOFA.COM This Bank uses to hold cashiers checks or certified checks no matter the amount of your check DALLAS TEXAS

  • Reported By:
    Bank of America — United States
  • Submitted:
    Fri, March 15, 2024
  • Updated:
    Sun, March 17, 2024

Bank of America is a tricky institution, once you deposit a cashiers check or certified check, they send you an email mentioning that they will hold the funds until they check it has funds. Thats ridiculous because any cashiers check or certified check is the same thing than cash. 

Do not trust them, they will take the deposit hiding the truth.

if you have a cashiers check, no matters if you ask to the cashier if funds will be available the next day, for sure it is not gonna happen.

They use your money to lend and charge interests to some one else.

 

Better use Cash, hopefully they dont put a hold to your cash.

I do not recommend Bank of America, they are square heads.

1 Updates & Rebuttals


Irv

United States

You Don't Know What You're Talking About!

#2Consumer Comment

Sat, March 16, 2024

Fraud and deception using those types of checks is a regular occurrence. They are most definitely not the same as cash. Secondly, if YOU would have READ the Terms of Service, you would have very clearly seen the funds availability policy.

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