Complaint Review: American Credit Solution

I also got a yellow card in the mail from American Credit Solutions. The card stated that I was pre-approved for a Platinum Unsecured Card with a 4,000.00 crdit limit. It stated that "THIS MAY BE YOUR FINAL NOTIFICATION"

Anyway, I called not to get my card activated, but to just find out the terms and conditions. When the lady answered the phone, I told her that I only wanted the terms and conditions. She stated that first she need to get my infromation to find out which card I was approved for, so she could let me know the terms of that card (which was a lie, she knew all the time).

As she read the terms to me, I stopped her and told her that I found a report about them on the internet saying they were a scam! She got real aggresive and almost forced the card on me! She would not back down until I agreed to take the card. But what she didn't know, was that I could be just as agressive as she. I her NO for the 6th time, after she kept presuuring me. I told her, "thank you for your time and I hope you get some sales today, because you sound DESPERATE."

AMERICAN CREDIT SOLUTIONS, wanted to charge me a fee of $199.99 plus $99.00 in order to recieve this card. They said I would recieve two cards. On one card I had to order from some type of catalog. This company is only out to help themselves not us. Please make sure you read about any company who is offering a crdit card before you agee to their terms.

Victoria McFarland
Meridian, Mississippi